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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,831 | $88,702-51.7% | $81,780-47.6% | $145,978-70.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.83% | 1029.12%-1010.3pp | 776.27%-757.4pp | 550.52%-531.7pp |
| Employer contribution / active EE | $2,154 | $3,084-30.1% | $2,914-26.1% | $4,662-53.8% |
| Participant deferral / active EE | $6,210 | $4,645+33.7% | $4,321+43.7% | $6,690-7.2% |
| Admin fee / account holder | $10,934 | $8,414+29.9% | $7,384+48.1% | $13,400-18.4% |