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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,009 | $110,278-40.1% | $95,740-31.1% | $139,466-52.7% |
| Participation rate | 40.0% | 75.7%-35.7pp | 72.3%-32.3pp | 80.3%-40.3pp |
| Annual return | 30.51% | 27.19%+3.3pp | 28.41%+2.1pp | 373.66%-343.2pp |
| Employer contribution / active EE | $3,068 | $3,260-5.9% | $2,836+8.2% | $4,754-35.5% |
| Participant deferral / active EE | $1,574 | $4,674-66.3% | $4,244-62.9% | $6,712-76.5% |
| Admin fee / account holder | $3,246 | $6,613-50.9% | $5,676-42.8% | $11,409-71.6% |