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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,676 | $121,701-76.4% | $104,639-72.6% | $158,982-82.0% |
| Participation rate | 78.6% | 77.5%+1.0pp | 74.1%+4.5pp | 82.0%-3.4pp |
| Annual return | 26.37% | 465.72%-439.3pp | 340.67%-314.3pp | 302.99%-276.6pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,682-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,591 | $4,176-14.0% | $3,738-3.9% | $5,983-40.0% |
| Admin fee / account holder | $1,048 | $7,778-86.5% | $6,465-83.8% | $11,252-90.7% |