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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,258 | $226,105-74.7% | $182,540-68.6% | $152,897-62.6% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 30.73% | 192.58%-161.9pp | 148.58%-117.9pp | 345.43%-314.7pp |
| Employer contribution / active EE | $3,751 | $4,978-24.7% | $4,076-8.0% | $4,764-21.3% |
| Participant deferral / active EE | $5,528 | $6,370-13.2% | $5,5250% | $5,851-5.5% |
| Admin fee / account holder | $795 | $10,706-92.6% | $8,593-90.8% | $11,599-93.1% |