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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,582 | $117,829-77.4% | $102,423-74.0% | $145,877-81.8% |
| Participation rate | 77.8% | 78.6%-0.8pp | 76.5%+1.3pp | 80.3%-2.5pp |
| Annual return | 16.57% | 31.83%-15.3pp | 29.42%-12.9pp | 551.28%-534.7pp |
| Employer contribution / active EE | $6,070 | $3,615+67.9% | $3,023+100.8% | $4,663+30.2% |
| Participant deferral / active EE | $10,013 | $5,732+74.7% | $5,054+98.1% | $6,691+49.7% |
| Admin fee / account holder | $6,676 | $13,335-49.9% | $9,455-29.4% | $13,402-50.2% |