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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,550 | $110,212-82.3% | $96,534-79.7% | $139,466-86.0% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 36.40% | 26.42%+10.0pp | 25.88%+10.5pp | 373.66%-337.3pp |
| Employer contribution / active EE | $9,514 | $3,620+162.8% | $2,965+220.8% | $4,754+100.1% |
| Participant deferral / active EE | $23,555 | $5,547+324.6% | $4,851+385.6% | $6,712+250.9% |
| Admin fee / account holder | $5,791 | $11,599-50.1% | $8,253-29.8% | $11,409-49.2% |