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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,526 | $84,713-82.9% | $75,717-80.8% | $167,518-91.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 58.14% | 199.49%-141.4pp | 104.58%-46.4pp | 478.71%-420.6pp |
| Employer contribution / active EE | $17 | $3,229-99.5% | $2,743-99.4% | $4,838-99.7% |
| Participant deferral / active EE | $14,936 | $4,578+226.3% | $3,821+290.9% | $6,342+135.5% |
| Admin fee / account holder | $4,830 | $5,357-9.8% | $3,619+33.5% | $12,312-60.8% |