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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,297 | $90,617-42.3% | $79,476-34.2% | $135,382-61.4% |
| Participation rate | 50.0% | 76.1%-26.1pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -8.18% | 977.57%-985.7pp | 718.21%-726.4pp | 519.77%-527.9pp |
| Employer contribution / active EE | $2,191 | $3,068-28.6% | $2,800-21.7% | $4,779-54.1% |
| Participant deferral / active EE | $6,091 | $4,050+50.4% | $3,704+64.4% | $5,609+8.6% |
| Admin fee / account holder | $5,416 | $5,907-8.3% | $5,113+5.9% | $10,829-50.0% |