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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,860 | $48,078+261.6% | $78,676+121.0% | $62,881+176.5% |
| Participation rate | 24.0% | 65.2%-41.2pp | 73.6%-49.6pp | 69.3%-45.3pp |
| Annual return | 12.99% | 31.36%-18.4pp | 62.19%-49.2pp | 20.14%-7.2pp |
| Employer contribution / active EE | $354 | $2,015-82.4% | $2,850-87.6% | $2,281-84.5% |
| Participant deferral / active EE | $3,127 | $2,587+20.9% | $3,517-11.1% | $3,203-2.4% |
| Admin fee / account holder | $0 | $3,206-100.0% | $4,510-100.0% | $4,296-100.0% |