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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,206 | $166,089-58.3% | $164,928-58.0% | $145,978-52.6% |
| Participation rate | 57.9% | 82.0%-24.1pp | 78.6%-20.7pp | 80.3%-22.4pp |
| Annual return | 13.35% | 100.26%-86.9pp | 70.08%-56.7pp | 550.52%-537.2pp |
| Employer contribution / active EE | $3,953 | $5,276-25.1% | $4,343-9.0% | $4,662-15.2% |
| Participant deferral / active EE | $4,049 | $6,961-41.8% | $6,034-32.9% | $6,690-39.5% |
| Admin fee / account holder | $857 | $16,641-94.8% | $12,684-93.2% | $13,400-93.6% |