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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,584 | $208,088-91.5% | $186,193-90.6% | $154,746-88.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 13.32% | 89.97%-76.7pp | 78.03%-64.7pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,713 | $4,340-37.5% | $3,918-30.8% | $4,379-38.0% |
| Participant deferral / active EE | $5,481 | $7,078-22.6% | $6,513-15.8% | $6,730-18.6% |
| Admin fee / account holder | $1,892 | $11,698-83.8% | $11,058-82.9% | $14,365-86.8% |