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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,142 | $88,815-79.6% | $81,882-77.8% | $145,897-87.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.40% | 1033.75%-1023.3pp | 779.47%-769.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,709 | $3,086-44.6% | $2,916-41.4% | $4,663-63.3% |
| Participant deferral / active EE | $6,135 | $4,647+32.0% | $4,323+41.9% | $6,689-8.3% |
| Admin fee / account holder | $4,651 | $8,434-44.9% | $7,360-36.8% | $13,390-65.3% |