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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,491 | $51,638-56.4% | $68,368-67.1% | $82,448-72.7% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 17.36% | 37.53%-20.2pp | 292.57%-275.2pp | 41.64%-24.3pp |
| Employer contribution / active EE | $1,618 | $2,047-20.9% | $2,649-38.9% | $2,551-36.6% |
| Participant deferral / active EE | $5,152 | $2,914+76.8% | $4,123+25.0% | $4,139+24.5% |
| Admin fee / account holder | $873 | $4,643-81.2% | $5,150-83.0% | $7,234-87.9% |