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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,421 | $107,353-72.6% | $92,903-68.3% | $152,885-80.8% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 15.83% | 145.62%-129.8pp | 109.43%-93.6pp | 345.39%-329.6pp |
| Employer contribution / active EE | $1,430 | $4,222-66.1% | $3,653-60.9% | $4,763-70.0% |
| Participant deferral / active EE | $2,968 | $4,848-38.8% | $4,238-30.0% | $5,851-49.3% |
| Admin fee / account holder | $5,527 | $7,081-21.9% | $5,795-4.6% | $11,598-52.3% |