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| Provider | Service type | Compensation |
|---|---|---|
WINTRUST INVESTMENTS LLC1+ years Filed as: WINTRUST WEALTH MGMT Service code 27 231 S LASALLE STREET, · CHICAGO, IL 60604 | Advisory (Plan) | $148,746 |
NEWPORT GROUP, INC.1+ years Service code 13 · EIN 27-2037969 | Contract Administrator | $69,156 |
NEWPORT GROUP, INC.1+ years Filed as: NEWPORT TRUST COMPANY Service code 21 · EIN 27-4411131 | Bank Trustee | $21,892 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,983 | $37,418-3.8% | $77,113-53.3% | $77,906-53.8% |
| Participation rate | 38.4% | 46.9%-8.5pp | 67.9%-29.5pp | 73.7%-35.3pp |
| Annual return | -33.46% | -7.13%-26.3pp | 42.37%-75.8pp | 12.16%-45.6pp |
| Employer contribution / active EE | $1,547 | $1,200+28.9% | $2,815-45.1% | $2,846-45.7% |
| Participant deferral / active EE | $3,759 | $2,572+46.1% | $4,430-15.2% | $4,805-21.8% |
| Admin fee / account holder | $193 | $126+53.4% | $5,445-96.4% | $133+45.9% |