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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,382 | $82,674-86.2% | $125,363-90.9% | $68,495-83.4% |
| Participation rate | 82.1% | 75.0%+7.1pp | 82.4%-0.2pp | 67.9%+14.3pp |
| Annual return | 20.47% | -5.97%+26.4pp | 572.15%-551.7pp | -7.84%+28.3pp |
| Employer contribution / active EE | $1,917 | $3,382-43.3% | $4,815-60.2% | $2,596-26.2% |
| Participant deferral / active EE | $2,847 | $6,111-53.4% | $7,447-61.8% | $4,028-29.3% |
| Admin fee / account holder | $1,468 | $6,276-76.6% | $10,005-85.3% | $5,403-72.8% |