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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,339 | $102,635-51.9% | $86,209-42.8% | $139,456-64.6% |
| Participation rate | 71.4% | 74.5%-3.1pp | 69.0%+2.5pp | 80.3%-8.9pp |
| Annual return | 10.28% | 1923.53%-1913.2pp | 1169.05%-1158.8pp | 373.45%-363.2pp |
| Employer contribution / active EE | $0 | $3,034-100.0% | $2,381-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $1,203 | $4,677-74.3% | $3,986-69.8% | $6,711-82.1% |
| Admin fee / account holder | $5,551 | $8,661-35.9% | $6,853-19.0% | $11,407-51.3% |