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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,147 | $59,111-47.3% | $86,451-64.0% | $68,490-54.5% |
| Participation rate | 66.3% | 75.2%-8.9pp | 80.3%-14.0pp | 67.9%-1.6pp |
| Annual return | -13.27% | -0.22%-13.1pp | 4398.51%-4411.8pp | -7.85%-5.4pp |
| Employer contribution / active EE | $2,148 | $2,519-14.7% | $3,770-43.0% | $2,597-17.3% |
| Participant deferral / active EE | $3,192 | $5,900-45.9% | $6,953-54.1% | $4,028-20.7% |
| Admin fee / account holder | $78 | $5,640-98.6% | $6,734-98.8% | $5,403-98.6% |