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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,777 | $70,486-66.3% | $100,535-76.3% | $79,856-70.2% |
| Participation rate | 66.2% | 73.6%-7.4pp | 79.4%-13.2pp | 69.6%-3.4pp |
| Annual return | 17.36% | 21.90%-4.5pp | 30.90%-13.5pp | 31.71%-14.4pp |
| Employer contribution / active EE | $1,866 | $2,165-13.8% | $3,419-45.4% | $2,471-24.5% |
| Participant deferral / active EE | $2,726 | $5,182-47.4% | $6,271-56.5% | $3,741-27.1% |
| Admin fee / account holder | $189 | $4,480-95.8% | $8,085-97.7% | $5,306-96.4% |