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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,442 | $108,942-55.5% | $100,415-51.8% | $145,897-66.8% |
| Participation rate | 90.9% | 83.0%+7.9pp | 81.5%+9.4pp | 80.3%+10.6pp |
| Annual return | 13.67% | 58.27%-44.6pp | 49.47%-35.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,091 | $4,422-75.3% | $3,943-72.3% | $4,663-76.6% |
| Participant deferral / active EE | $10,377 | $8,461+22.6% | $8,091+28.3% | $6,689+55.1% |
| Admin fee / account holder | $1,644 | $9,702-83.1% | $7,906-79.2% | $13,390-87.7% |