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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,442 | $108,897-55.5% | $100,378-51.7% | $145,877-66.8% |
| Participation rate | 90.9% | 83.0%+7.9pp | 81.5%+9.4pp | 80.3%+10.6pp |
| Annual return | 13.67% | 58.17%-44.5pp | 49.41%-35.7pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,091 | $4,420-75.3% | $3,942-72.3% | $4,663-76.6% |
| Participant deferral / active EE | $10,377 | $8,455+22.7% | $8,087+28.3% | $6,691+55.1% |
| Admin fee / account holder | $1,644 | $9,690-83.0% | $7,899-79.2% | $13,402-87.7% |