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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,242 | $85,766-57.7% | $136,298-73.4% | $70,126-48.3% |
| Participation rate | 89.9% | 74.2%+15.7pp | 81.9%+8.0pp | 69.5%+20.3pp |
| Annual return | 29.43% | 31.46%-2.0pp | 5156.27%-5126.8pp | 73.15%-43.7pp |
| Employer contribution / active EE | $8,360 | $2,966+181.8% | $4,696+78.0% | $2,343+256.9% |
| Participant deferral / active EE | $11,531 | $5,051+128.3% | $6,247+84.6% | $3,332+246.1% |
| Admin fee / account holder | $3,112 | $5,421-42.6% | $9,244-66.3% | $4,645-33.0% |