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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,783 | $183,627-57.6% | $155,602-50.0% | $145,978-46.7% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 14.05% | 61.32%-47.3pp | 64.81%-50.8pp | 550.52%-536.5pp |
| Employer contribution / active EE | $2,522 | $5,316-52.6% | $4,675-46.1% | $4,662-45.9% |
| Participant deferral / active EE | $6,932 | $6,466+7.2% | $5,629+23.1% | $6,690+3.6% |
| Admin fee / account holder | $6,058 | $19,327-68.7% | $15,923-62.0% | $13,400-54.8% |