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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,845 | $202,342-83.8% | $172,752-81.0% | $152,897-78.5% |
| Participation rate | 55.6% | 87.1%-31.5pp | 82.6%-27.1pp | 82.5%-26.9pp |
| Annual return | 25.03% | 1029.83%-1004.8pp | 802.97%-777.9pp | 345.43%-320.4pp |
| Employer contribution / active EE | $1,812 | $5,858-69.1% | $5,144-64.8% | $4,764-62.0% |
| Participant deferral / active EE | $2,727 | $5,948-54.2% | $5,198-47.5% | $5,851-53.4% |
| Admin fee / account holder | $711 | $17,111-95.8% | $13,955-94.9% | $11,599-93.9% |