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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,783 | $183,592-57.6% | $155,567-50.0% | $145,959-46.7% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 14.05% | 61.24%-47.2pp | 64.74%-50.7pp | 561.95%-547.9pp |
| Employer contribution / active EE | $2,522 | $5,315-52.6% | $4,674-46.0% | $4,661-45.9% |
| Participant deferral / active EE | $6,932 | $6,464+7.2% | $5,628+23.2% | $6,689+3.6% |
| Admin fee / account holder | $6,058 | $19,318-68.6% | $15,916-61.9% | $13,398-54.8% |