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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $21,150 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,741 | $102,661-77.8% | $151,639-85.0% | $66,938-66.0% |
| Participation rate | 94.7% | 85.5%+9.2pp | 87.5%+7.2pp | 69.8%+24.9pp |
| Annual return | -13.79% | -10.81%-3.0pp | 3.34%-17.1pp | 1.58%-15.4pp |
| Employer contribution / active EE | $2,050 | $4,184-51.0% | $6,165-66.7% | $2,545-19.4% |
| Participant deferral / active EE | $11,286 | $6,645+69.8% | $8,363+34.9% | $4,238+166.3% |
| Admin fee / account holder | $100 | $630-84.1% | $11,613-99.1% | $594-83.1% |