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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,349 | $115,796-93.7% | $101,264-92.7% | $158,950-95.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 8.52% | 56.15%-47.6pp | 46.48%-38.0pp | 302.91%-294.4pp |
| Employer contribution / active EE | $1,812 | $4,175-56.6% | $3,660-50.5% | $4,762-61.9% |
| Participant deferral / active EE | $2,179 | $4,958-56.1% | $4,370-50.2% | $5,983-63.6% |
| Admin fee / account holder | $1,111 | $7,247-84.7% | $5,947-81.3% | $11,248-90.1% |