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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,399 | $65,434-76.5% | $98,483-84.4% | $85,847-82.1% |
| Participation rate | 96.2% | 65.0%+31.1pp | 73.3%+22.8pp | 69.3%+26.8pp |
| Annual return | 26.76% | 21.75%+5.0pp | 1494.38%-1467.6pp | 318.61%-291.9pp |
| Employer contribution / active EE | $3,212 | $2,169+48.1% | $2,961+8.5% | $2,565+25.2% |
| Participant deferral / active EE | $5,182 | $3,168+63.6% | $4,276+21.2% | $3,952+31.1% |
| Admin fee / account holder | $2,765 | $4,595-39.8% | $5,953-53.6% | $6,261-55.8% |