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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,683 | $100,938-88.4% | $90,461-87.1% | $158,982-92.7% |
| Participation rate | 94.4% | 75.0%+19.4pp | 72.7%+21.8pp | 82.0%+12.5pp |
| Annual return | 34.29% | 1727.20%-1692.9pp | 1294.76%-1260.5pp | 302.99%-268.7pp |
| Employer contribution / active EE | $1,970 | $3,691-46.6% | $3,264-39.6% | $4,763-58.6% |
| Participant deferral / active EE | $4,529 | $4,350+4.1% | $3,964+14.2% | $5,983-24.3% |
| Admin fee / account holder | $638 | $6,510-90.2% | $5,617-88.6% | $11,252-94.3% |