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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,378 | $136,860+85.9% | $120,344+111.4% | $154,746+64.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 24.03% | 21.38%+2.7pp | 20.30%+3.7pp | 172.34%-148.3pp |
| Employer contribution / active EE | $15,223 | $3,533+330.9% | $3,020+404.0% | $4,379+247.6% |
| Participant deferral / active EE | $14,106 | $5,793+143.5% | $5,135+174.7% | $6,730+109.6% |
| Admin fee / account holder | $2,958 | $15,393-80.8% | $12,742-76.8% | $14,365-79.4% |