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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,378 | $124,425+104.4% | $112,040+127.0% | $137,256+85.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 24.03% | 24.72%-0.7pp | 24.52%-0.5pp | 220.34%-196.3pp |
| Employer contribution / active EE | $15,223 | $3,411+346.2% | $2,954+415.3% | $4,156+266.3% |
| Participant deferral / active EE | $14,106 | $5,718+146.7% | $5,098+176.7% | $6,407+120.2% |
| Admin fee / account holder | $2,958 | $15,207-80.5% | $12,098-75.5% | $12,270-75.9% |