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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,267 | $106,267-43.3% | $96,520-37.6% | $139,456-56.8% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 17.03% | 38.45%-21.4pp | 35.72%-18.7pp | 373.45%-356.4pp |
| Employer contribution / active EE | $2,243 | $4,105-45.3% | $3,739-40.0% | $4,753-52.8% |
| Participant deferral / active EE | $3,856 | $5,454-29.3% | $4,879-21.0% | $6,711-42.5% |
| Admin fee / account holder | $402 | $7,882-94.9% | $6,733-94.0% | $11,407-96.5% |