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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,806 | $110,212-90.2% | $96,534-88.8% | $139,466-92.3% |
| Participation rate | 78.3% | 78.1%+0.1pp | 76.0%+2.3pp | 80.3%-2.1pp |
| Annual return | 23.42% | 26.42%-3.0pp | 25.88%-2.5pp | 373.66%-350.2pp |
| Employer contribution / active EE | $1,306 | $3,620-63.9% | $2,965-56.0% | $4,754-72.5% |
| Participant deferral / active EE | $2,463 | $5,547-55.6% | $4,851-49.2% | $6,712-63.3% |
| Admin fee / account holder | $1,096 | $11,599-90.6% | $8,253-86.7% | $11,409-90.4% |