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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,296 | $79,955-47.1% | $98,461-57.0% | $75,173-43.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 9.11% | 19.75%-10.6pp | 21.17%-12.1pp | 160.72%-151.6pp |
| Employer contribution / active EE | $6,607 | $2,264+191.8% | $3,049+116.7% | $2,671+147.4% |
| Participant deferral / active EE | $6,000 | $3,752+59.9% | $4,738+26.6% | $4,126+45.4% |
| Admin fee / account holder | $5,331 | $6,841-22.1% | $8,961-40.5% | $5,651-5.7% |