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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,037 | $167,353-23.5% | $143,797-11.0% | $134,545-4.8% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -31.23% | 0.48%-31.7pp | -0.04%-31.2pp | 418.37%-449.6pp |
| Employer contribution / active EE | $1,805 | $5,620-67.9% | $4,952-63.6% | $4,742-61.9% |
| Participant deferral / active EE | $9,005 | $6,447+39.7% | $5,638+59.7% | $6,401+40.7% |
| Admin fee / account holder | $0 | $18,096-100.0% | $14,679-100.0% | $11,431-100.0% |