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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,134 | $217,432-3.8% | $185,849+12.5% | $167,536+24.8% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 18.24% | 148.42%-130.2pp | 122.10%-103.9pp | 478.82%-460.6pp |
| Employer contribution / active EE | $3,173 | $5,875-46.0% | $5,169-38.6% | $4,839-34.4% |
| Participant deferral / active EE | $13,115 | $6,357+106.3% | $5,569+135.5% | $6,342+106.8% |
| Admin fee / account holder | $9,280 | $19,818-53.2% | $16,244-42.9% | $12,315-24.6% |