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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,522 | $72,471+248.4% | $94,215+168.0% | $86,983+190.3% |
| Participation rate | 86.2% | 63.9%+22.4pp | 70.0%+16.3pp | 69.5%+16.7pp |
| Annual return | 15.75% | 26.44%-10.7pp | 28.22%-12.5pp | 25.83%-10.1pp |
| Employer contribution / active EE | $5,148 | $1,936+165.9% | $2,675+92.4% | $2,584+99.2% |
| Participant deferral / active EE | $8,669 | $3,397+155.2% | $4,276+102.7% | $4,194+106.7% |
| Admin fee / account holder | $6,657 | $6,468+2.9% | $10,216-34.8% | $7,856-15.3% |