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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,264 | $55,889+304.8% | $76,119+197.3% | $80,935+179.6% |
| Participation rate | 84.0% | 62.1%+21.9pp | 69.1%+14.9pp | 67.7%+16.3pp |
| Annual return | 16.48% | 20.58%-4.1pp | 361.25%-344.8pp | 35.66%-19.2pp |
| Employer contribution / active EE | $5,860 | $1,866+214.0% | $2,693+117.6% | $2,757+112.6% |
| Participant deferral / active EE | $9,891 | $3,051+224.2% | $4,259+132.2% | $4,299+130.1% |
| Admin fee / account holder | $14,490 | $5,241+176.5% | $6,421+125.7% | $6,924+109.3% |