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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,522 | $58,627+330.7% | $76,735+229.1% | $82,448+206.3% |
| Participation rate | 86.2% | 63.2%+23.0pp | 69.5%+16.7pp | 68.1%+18.1pp |
| Annual return | 15.75% | 39.10%-23.3pp | 29.77%-14.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $5,148 | $1,729+197.7% | $2,454+109.7% | $2,551+101.8% |
| Participant deferral / active EE | $8,669 | $3,134+176.6% | $4,088+112.1% | $4,139+109.4% |
| Admin fee / account holder | $6,657 | $5,323+25.1% | $7,189-7.4% | $7,234-8.0% |