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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,522 | $69,444+263.6% | $92,985+171.6% | $87,485+188.6% |
| Participation rate | 86.2% | 63.3%+22.9pp | 69.5%+16.7pp | 68.9%+17.3pp |
| Annual return | 15.75% | 23.85%-8.1pp | 27.99%-12.2pp | 26.06%-10.3pp |
| Employer contribution / active EE | $5,148 | $1,917+168.5% | $2,662+93.4% | $2,596+98.3% |
| Participant deferral / active EE | $8,669 | $3,364+157.7% | $4,377+98.1% | $4,274+102.8% |
| Admin fee / account holder | $6,657 | $6,137+8.5% | $9,463-29.7% | $7,775-14.4% |