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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,036 | $102,663-89.3% | $86,216-87.2% | $139,466-92.1% |
| Participation rate | 58.3% | 74.5%-16.2pp | 69.0%-10.6pp | 80.3%-22.0pp |
| Annual return | 23.35% | 1924.52%-1901.2pp | 1169.42%-1146.1pp | 373.66%-350.3pp |
| Employer contribution / active EE | $799 | $3,035-73.7% | $2,382-66.4% | $4,754-83.2% |
| Participant deferral / active EE | $2,525 | $4,677-46.0% | $3,986-36.7% | $6,712-62.4% |
| Admin fee / account holder | $158 | $8,663-98.2% | $6,853-97.7% | $11,409-98.6% |