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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,985 | $44,103-45.6% | $75,826-68.4% | $64,173-62.6% |
| Participation rate | 62.2% | 62.7%-0.6pp | 68.2%-6.1pp | 69.6%-7.4pp |
| Annual return | 46.29% | -4.72%+51.0pp | 1914.15%-1867.9pp | 7.63%+38.7pp |
| Employer contribution / active EE | $1,052 | $1,446-27.2% | $1,913-45.0% | $2,381-55.8% |
| Participant deferral / active EE | $2,084 | $2,204-5.5% | $2,862-27.2% | $3,470-39.9% |
| Admin fee / account holder | $763 | $3,506-78.3% | $4,726-83.9% | $4,887-84.4% |