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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,150 | $154,159-98.0% | $130,026-97.6% | $139,456-97.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.92% | 32.50%-17.6pp | -137.26%+152.2pp | 373.45%-358.5pp |
| Employer contribution / active EE | $1,126 | $5,292-78.7% | $4,321-73.9% | $4,753-76.3% |
| Participant deferral / active EE | $2,326 | $6,710-65.3% | $5,821-60.0% | $6,711-65.3% |
| Admin fee / account holder | $380 | $14,001-97.3% | $10,608-96.4% | $11,407-96.7% |