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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,945 | $110,337-88.3% | $102,383-87.4% | $145,877-91.1% |
| Participation rate | 69.2% | 77.9%-8.7pp | 74.5%-5.3pp | 80.3%-11.1pp |
| Annual return | 12.61% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,295 | $4,216-69.3% | $3,870-66.5% | $4,663-72.2% |
| Participant deferral / active EE | $4,150 | $5,621-26.2% | $5,060-18.0% | $6,691-38.0% |
| Admin fee / account holder | $424 | $9,750-95.6% | $8,391-94.9% | $13,402-96.8% |