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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,679 | $154,228+43.7% | $145,433+52.4% | $137,256+61.5% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 21.87% | 74.59%-52.7pp | 66.58%-44.7pp | 220.34%-198.5pp |
| Employer contribution / active EE | $3,048 | $4,804-36.5% | $4,554-33.1% | $4,156-26.7% |
| Participant deferral / active EE | $14,760 | $8,216+79.6% | $7,897+86.9% | $6,407+130.4% |
| Admin fee / account holder | $2,337 | $14,344-83.7% | $13,129-82.2% | $12,270-81.0% |