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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,057 | $150,445-41.5% | $136,297-35.4% | $147,585-40.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.88% | 1049.14%-1034.3pp | 5156.16%-5141.3pp | 578.57%-563.7pp |
| Employer contribution / active EE | $6,242 | $5,256+18.8% | $4,696+32.9% | $4,876+28.0% |
| Participant deferral / active EE | $9,500 | $6,631+43.3% | $6,247+52.1% | $5,439+74.7% |
| Admin fee / account holder | $549 | $10,906-95.0% | $9,244-94.1% | $10,885-95.0% |