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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,922 | $136,307-94.2% | $106,619-92.6% | $273,972-97.1% |
| Participation rate | 80.0% | 84.8%-4.8pp | 78.0%+2.0pp | 83.0%-3.0pp |
| Annual return | 12.03% | 11.05%+1.0pp | 9.42%+2.6pp | 41.46%-29.4pp |
| Employer contribution / active EE | $1,560 | $5,190-69.9% | $3,947-60.5% | $4,869-68.0% |
| Participant deferral / active EE | $1,994 | $4,969-59.9% | $3,930-49.3% | $5,287-62.3% |
| Admin fee / account holder | $580 | $8,625-93.3% | $6,418-91.0% | $10,133-94.3% |