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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,055 | $89,367-64.1% | $141,191-77.3% | $72,975-56.1% |
| Participation rate | 62.7% | 75.1%-12.4pp | 82.5%-19.8pp | 69.5%-6.8pp |
| Annual return | 26.60% | 111.87%-85.3pp | 71.41%-44.8pp | 81.01%-54.4pp |
| Employer contribution / active EE | $2,069 | $3,115-33.6% | $4,736-56.3% | $2,440-15.2% |
| Participant deferral / active EE | $4,692 | $5,419-13.4% | $6,710-30.1% | $3,608+30.1% |
| Admin fee / account holder | $1,022 | $5,957-82.8% | $10,264-90.0% | $5,124-80.1% |