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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,697 | $114,119-58.2% | $107,187-55.5% | $138,895-65.7% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 16.87% | 273.21%-256.3pp | 204.55%-187.7pp | 145.39%-128.5pp |
| Employer contribution / active EE | $2,194 | $4,059-45.9% | $3,782-42.0% | $4,194-47.7% |
| Participant deferral / active EE | $6,825 | $5,538+23.2% | $5,096+33.9% | $6,396+6.7% |
| Admin fee / account holder | $36,202 | $10,024+261.2% | $9,162+295.1% | $12,562+188.2% |