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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,641 | $183,539+11.0% | $155,556+30.9% | $145,897+39.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.96% | 61.31%-46.3pp | 64.84%-49.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $3,529 | $5,315-33.6% | $4,675-24.5% | $4,663-24.3% |
| Participant deferral / active EE | $6,665 | $6,467+3.1% | $5,631+18.4% | $6,689-0.4% |
| Admin fee / account holder | $947 | $19,275-95.1% | $15,885-94.0% | $13,390-92.9% |