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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,080 | $39,028-87.0% | $80,741-93.7% | $85,847-94.1% |
| Participation rate | 26.7% | 41.6%-14.9pp | 54.2%-27.5pp | 69.3%-42.7pp |
| Annual return | 0.00% | 26.31%-26.3pp | 87.30%-87.3pp | 318.61%-318.6pp |
| Employer contribution / active EE | $264 | $722-63.5% | $1,160-77.3% | $2,565-89.7% |
| Participant deferral / active EE | $1,171 | $1,326-11.7% | $2,145-45.4% | $3,952-70.4% |
| Admin fee / account holder | $0 | $2,429-100.0% | $3,380-100.0% | $6,261-100.0% |