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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,307 | $70,366-41.3% | $66,674-38.0% | $138,895-70.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.29% | 386.41%-371.1pp | 321.24%-306.0pp | 145.39%-130.1pp |
| Employer contribution / active EE | $4,080 | $2,765+47.6% | $2,620+55.7% | $4,194-2.7% |
| Participant deferral / active EE | $4,080 | $4,374-6.7% | $4,084-0.1% | $6,396-36.2% |
| Admin fee / account holder | $2,440 | $5,262-53.6% | $5,098-52.1% | $12,562-80.6% |