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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,297 | $228,352+42.0% | $185,835+74.5% | $158,966+104.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 31.65% | 40.81%-9.2pp | 35.96%-4.3pp | 302.95%-271.3pp |
| Employer contribution / active EE | $6,114 | $4,967+23.1% | $4,087+49.6% | $4,762+28.4% |
| Participant deferral / active EE | $16,850 | $6,416+162.6% | $5,633+199.1% | $5,983+181.6% |
| Admin fee / account holder | $3,144 | $11,867-73.5% | $9,502-66.9% | $11,250-72.1% |