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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,438 | $167,362-37.6% | $143,799-27.4% | $134,532-22.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.10% | 0.47%-21.6pp | -0.04%-21.1pp | 418.27%-439.4pp |
| Employer contribution / active EE | $5,950 | $5,620+5.9% | $4,952+20.2% | $4,741+25.5% |
| Participant deferral / active EE | $16,497 | $6,447+155.9% | $5,638+192.6% | $6,401+157.7% |
| Admin fee / account holder | $1,925 | $18,094-89.4% | $14,677-86.9% | $11,429-83.2% |